This application is committed to protecting the privacy and personal data of every user in accordance with applicable laws and regulations in the Republic of Indonesia, including but not limited to "UU No. 27 Tahun 2022 tentang Perlindungan Data Pribadi".

In providing digital payment services based on the Quick Response Code Indonesian Standard (QRIS), this application collects and processes limited personal data, which includes:

• User name
• Phone number
• Email address
• Transaction data
• Merchant Identification Number (NMID) extracted from the user's static QRIS code

This application does not collect sensitive information such as bank account numbers, e-wallet credentials, or other personal financial data directly from users.

The collected data is used for the following purposes:

1. User authentication and identity verification
2. Secure processing and recording of payment transactions
3. Providing transaction status updates
4. Internal analysis to improve service quality
5. Compliance with legal obligations, audits, or requests from authorized regulatory bodies

We ensure that users' personal data will not be shared with any third party without the user's explicit consent, except as required by law or by lawful order of a competent authority.

This application implements reasonable technical and administrative measures to safeguard the security, integrity, and confidentiality of user data.

By using this application, users acknowledge that they have read, understood, and agreed to the contents of this Privacy Policy. Users also have the right to access, correct, or request the deletion of their personal data in accordance with the procedures established by the application provider.